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Archive for PMI

 April 1, 2009

Home Buyer

So this has nothing to do with photography, but it is something that almost everyone has to deal with at some point.  Jessica and I are trying to buy a house.  We thought we knew what we wanted, and even found a house that matched up.  Then we got ready to place a bid (this morning actually) and found out some things that you don’t read everywhere else.  I understood property tax and insurance were part of the mortgage payment, but I didn’t know that I would also have to pay a PMI, which is just more insurance.  Not to mention that I was figuring the fixed interest rate at almost a full percent lower than it actually will be.  All in all, it added over $280 a month to the payment we THOUGHT we would be making.  Needless to say, as a photographer, I can’t afford that.  We are back at square one looking for a house.  If you have one that you want to give to me, just send me an email.  I will take your picture for free.  Deal?

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Tags : free house, home buying, matt danner, night photography, Photography, PMI, real estate
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