So this has nothing to do with photography, but it is something that almost everyone has to deal with at some point. Jessica and I are trying to buy a house. We thought we knew what we wanted, and even found a house that matched up. Then we got ready to place a bid (this morning actually) and found out some things that you don’t read everywhere else. I understood property tax and insurance were part of the mortgage payment, but I didn’t know that I would also have to pay a PMI, which is just more insurance. Not to mention that I was figuring the fixed interest rate at almost a full percent lower than it actually will be. All in all, it added over $280 a month to the payment we THOUGHT we would be making. Needless to say, as a photographer, I can’t afford that. We are back at square one looking for a house. If you have one that you want to give to me, just send me an email. I will take your picture for free. Deal?
